Take charge of your finances!

The $3 a day you spend on a cup of coffee, a Red Bull or a Vitamin Water may not seem like a lot, but do the math. Even if you bought that drink only five times a week, it equals $15 a week, or $780 a year! That money spent on a “treat” could have been one month’s rent, a nice vacation or even the start to a great retirement account.

The financial choices you make today are going to stay with you for the rest of your life. Now is as good a time as any to take charge of your finances, before your finances take charge of you. Below is a listing of sites to help get you on a debt-free, savings-for-the-future financial path.

www.youngmoneytalks.com/blog/index.php
This blog is written by twentysomethings who share personal experiences of their money management woes and triumphs.

www.freemoneyfinance.com
This blog focuses on how to grow your net worth. It offers insight on a wide variety of topics such as how to save on your pet care costs and how to handle salary negotiations.

finance.yahoo.com/personal-finance
This news site is complete with articles on budgeting basics, financial calculators and how-to guides. With columnist such as Suze Orman and Ben Stein, you’ll get straight-to-the-matter advice from experts.

beginnersinvest.about.com/od/investing101/Investing_101.htm
Consider this your Investing 101 course. If you, like many of us, have no investing experience, this will cover the basics. The site provides a glossary of terms, guide to pick a broker, and much more.

www.brokegradstudent.com
An eye opening blog with post such as “10 Stupid Ways College Students Waste Money” and “How You Can Make $25 In Ten Minutes.” Reading this site written by a broke grad student paying thousands in student loan debt who tracks their debt repayment progress online, you won’t feel like you are all alone in your financial journey.